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ABHINANDAN SCHEME ASSAM 2020: EDUCATIONAL LOAN SUBSIDY UP TO RS. 50,000/- FOR ASSAM STUDENTS


Abhinandan Loan Subsidy scheme, Assam 2020

Abhinandhan - Education Loan Subsidy Scheme 2020 is a govt. of Assam scheme for the students of Assam which has been launched with the objective of providing loan waiver to students of Assam up to Rs. 50,000/- who have availed educational loans from scheduled commercial banks and regional rural banks within Assam till 31st March, 2019. All education loans sanctioned during 2019-2020 shall also be eligible for this subsidy. The details are given below:

Name of the scheme: Abhinandhan - Education Loan Subsidy Scheme 2020 

Scheme agency: Finance department, Govt. of Assam



Objective of the scheme: Providing loan waiver to students of Assam who have availed educational loans

Benefit of the Scheme: One time subsidy of Rs. 50,000/- shall be deposited in loan account.

Who are eligible to avail benefits from this scheme?
  • The scheme will cover all students who are permanent residents of Assam, studying in the state or outside, and have availed education loan from any commercial bank or Regional Rural Bank.
  • There shall be no income criteria.
  • Have not availed any benefit from Bidya Lakshmi Scheme.
  • The minimum education loan amount sanctioned to avail the benefits under the scheme shall be Rs. 1 lakhs.
  • Any account, which has not been classified as Non-Performing Asset (NPA) i.e. defaulting by the bank under Reserve Bank of India norms, will be eligible under the scheme.
Education loans availed during which time period duration is applicable for this scheme? 

Education loans that has been sanctioned till 31st March 2019 are eligible to apply for this scheme. Further any loan that shall be sanctioned during current financial year i.e. 2019-20 shall also be eligible to avail this scheme. 

How to apply? 

Applicant has to visit the website https://finance.assam.gov.in ; Click on the Loan Subsidy link and by filling the online application form along with uploading the necessary documents.

What should the applicant do after the submission of application? 

After successful submission of application, the application should take a print of the application form and keep it safely for future reference. 

What details shall be required to be filled in the online form? 

In the online form the applicant shall be required to provided information about her/his father’s name guardian’s name, contact information, Pan Card and details about loan & the IFSC code of the branch from which it is availed.

What are the document required to be uploaded? 

Applicant has to upload documents as proof of address, copy of pan card and proof of education loan availed.

What are the proofs shall be valid for address proof? 

Any one of the following documents shall act as proof of address
  • PRC Certificate
  • Ration Card
  • Aadhaar Card
  • Driving License
  • Voter Card
  • Passport 

What proofs shall be valid as loan proof? 

Any one of the following documents shall act as proof of identity
  • Loan Sanction Letter
  • Loan Account Passbook Page showing details of the loan
  • Loan Account Statement 
Where can I obtain the documents for loan proof? 

These documents can be obtained from the branch of bank from which the loan has been availed.

Where can I know the status of my application? 

Applicant can track their status of application using registered mobile number and application number/loan account number. 






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